Small and medium-sized businesses are the engine of the Canadian economy.
When it comes to mortgages, it hasn't always paid to be self-employed - because reducing your taxable income can make it difficult to qualify for the mortgage you deserve. We understand business owners because we're business owners as well!
What's better, we have a long list of institutional and private lenders that offer excellent mortgage options for self-employed Canadians. These lenders in Canada understand that self-employed individuals have tax write-offs creating significant reductions in their declared income. With these mortgage lenders, you will not be required to prove your income and a reasonable estimate of your annual income will be acceptable.
We're here to help you beat the banks ... give us a call today.
Mortgage Agent, AMP
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My experience with Sarah was amazing, she accommodated my busy schedule and worked with me every step of the way taking care of everything. I didn't have to go bank to bank looking for the best lender or take the time to email, fax or call anyone regarding the purchase of my first home; she took care of everything. She met with me in the comfort of my home, even late in the evening! I wouldn't be calling my new home my new home without her, she supported me and guided me through this journey and taught me everything I now know about home buying, she's an expert and knew who to call and when to call them. She's amazing. I could text her with any concern I had anytime and would receive prompt responses, even now that my house is mine and I no longer need her services I still have a good professional relationship with Sarah and she still answers any questions I may have regarding anything to do with purchasing a home. I recommend her to anyone, especially first time home buyers. She prepared me for the biggest investment of my life and I can't thank her enough.
I have recently had the opportunity to work with Sarah as my mortgage broker. As someone who doesn't understand this kind of thing, Sarah listened to my concerns and made sure I understood everything about my mortgage. No matter the question Sarah was always quick to get back to me with an answer. Sarah made me feel more like a person instead of just a number and I know that if I have any questions in the future Sarah will be there to help me. Thanks Sarah for all you did for me, it's greatly appreciated.
We would like to thank Sarah for making our first home buying experience together such a positive and carefree experience for us! Sarah provided clarity about what to expect regarding mortgage and home buying, her friendly manner and knowledge was reassuring. She accommodated our schedules, even met with us in our own home. Sarah came prepared to answer all of our questions, also directed us to a variety of reading materials to increase our own personal knowledge of the process. We appreciated Sarah's community connections (that when asked) she was willing and able to direct us to reliable local resources. Sarah simplified the home buying process for us, we appreciate everything she has done for us and look forward to continuing to work with her into the future.
Jen & Neil
Sarah walked me through what was a very rewarding process. I am now a home owner at 21 and beyond pleased with her services. Buying a home can be frustrating and stressful but she took care of everything for me, I can honestly say I wouldn't change a thing and I learned so much. I recommend her to anyone, first time home buyers or people looking to sell and move. She works with you one on one and on your own time and convenience. Thank you Sarah for making my dream a reality.
These ladies are fantastic! Sarah jumped through hoops for us! Highly recommend this fabulous gal! Thanks Sarah!
Nick & Candace
As a first time homebuyer me and my husband were nervous about the whole process. Sarah helped us the whole time and it was awesome. She really made the experience more enjoyable and reduced our stress. Even when there was hiccups she walked us through our options and everything worked out. Highly recommend her!!!!
Jennifer & Patrick
I enjoyed working with Sarah a great deal. She helped me secure the mortgage I needed and was always there to make sure every step was followed up on. I would recommend her too anyone needing a mortgage
Todd and I purchased a home together this past June and Sarah came highly recommended from a friend. After meeting Sarah and Tina who drove all the way to our house to meet with us...I knew that we had made the right decision. Sarah and Tina go ABOVE and BEYOND and we couldn't be happier with the service that they provided to us! They were always available to answer any questions we had, and worked so efficiently so we could find our forever home in a very short time frame. I felt like we were their #1 priority and that's such a great feeling in a world where in so many cases you feel like a number. To me its all about the relationships you make. These two ladies took the time to get to know Todd and I and made sure we were informed about absolutely everything related to purchasing our new home. I thank you both for all that you have done for us. Word of mouth is truly the best advertisement and I will definitely be telling everyone we know about our wonderful experience with you. Thank you!
Julie & Todd
Sarah was excellent to deal with and helped us get our mortgage very quick. She answers question and responds very quickly to any questions we had and made the experience easy and less stressful. We would recommend her to anybody that is looking for a mortgage and we wouldn't want to deal with anybody else!
Mike & Shelby
From day one Sarah was there to answer every question I had, and many questions I didn't even think to ask. She went above and beyond my expectations with her knowledge and impressed me with her quick responses (sorry for bugging you 'after-hours' Sarah!) and I would recommend her 1000 times over. I feel confident she will be there to help me out through the life of my mortgage and certain she will be the first person I call when I am ready to upgrade from my starter home. I really can't thank you enough for helping me purchase my home!
Sarah was so awesome, and gave us so much knowledge when buying our first house! I recommend her all the time to all of my friends!!
Sarah will work tirelessly to find you the best options available. It was an absolute pleasure to work with her. She is down to earth, easy to talk to and very knowledgable. I would work with her again without question.
Thanks to Sarah's help we were able to buy our first home! She is very reliable and always there when we have questions or concerns! She always made sure we knew what was going on, she made our experience so much easier then we expected! Very highly recommended by us! Thanks Sarah for all that you do!!!
Chris & Krista
Sarah was wonderful to work with. She worked hard for our family and ensured that we were able to close on our new home even though there were many challenges to face. She had a way of bringing a calm to the situation and ensuring that we were always on the same page. I highly recommend Sarah and would work with her again without a second thought. Thank you Sarah for making our new home a reality. We are forever thankful!
Thanks to Sarahs help we were able to buy our first home! She is very reliable and always there when we have questions or concerns! She always made sure we knew what was going on, she made our experience so much easier then we expected! Very highly recommended by us! Thanks Sarah for all that you do!!! 😁
Krista and Chris
Buying a house is effortless when you have someone like Sarah working for you! I literally called her and stated I was selling my home and buying another. Next time I heard from her, I had two finance approvals and all documents were submitted to all the required parties involved. AMAZING!
Sarah was incredibly helpful and answered many questions we had. Very prompt in responding. She worked extremely hard at getting us the best mortgage possible and what we needed to do and when.
Anneka & Steven
A very HUGE thank you to Sarah for ALL the help and perseverance through the purchasing of our DREAM HOME!!!! Thank you for every step you took to help us secure our mortgage!!!! Could not have done it without you Sarah!!!!
Bonnie & Dan
Sarah was amazing to us throughout the whole process of getting our first home! She got us a great mortgage, and fast too! We definitely recommend Sarah to anyone looking for assistance in the whole process. We appreciate all the help we have already received from Sarah and look forward to continue working with her in the future!! Thanks so much, Sarah!!
Steven & Taylor
Sarah was great to work with and quick to respond to any questions we had. Her personal service and dedication to helping us was second to none. She was able to meet us when our schedule would allow and attention to detail showed her professionalism. We will refer any and all of our friends to use her services.
Brian and Ruth
Sarah was extremely knowledgeable, tireless, and helped us every step of the way. I would recommend her to anyone interested in buying a home, or refinancing a mortgage.
Sarah recently helped me purchased my first home. She was so incredibly helpful and kind. She walked me through the whole process and was always around to answer any and all questions I had. I couldn't imagine going through this without having such an intelligent and competent person on my side. I felt very safe in her hands and would have been lost with out her! Thank you so much!
What can I say other then 'thank you'. Sarah was fantastic to work with and helped and encouraged me over every hurdle even when I was ready to throw in the towel. Sarah told me you can do it and I did thanks soo much Sarah. I definitely could not have done it without you
Thank You Sarah!! You are so awesome to deal with. When I reached out to you I was confident that you would get the job done. You stayed on top of the process, kept our needs first and let us know what was happening. Thank You
We just recently purchased our first home and would like to thank Sarah Collins from the bottom of our hearts for all the hard work she did for us; we would have been lost without her so glad we had her on our side. Again thank you, Sarah, for the wonderful experience.
-Susana, Chris & boys-
Working with Sarah was great, she helped me through the stressful process of buying my first home. I was able to contact her at any time with questions and she promptly answered them without skipping a beat. She was able to work around my busy schedule while being professional and knowledgeable. She made the whole process easier with her organizational skills and quick follow-up. Thanks for such a great first time buying experience